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The goal of the program is to increase homeownership opportunities for low and moderate-income residents, within the incorporated areas of the City of Houston.

We can make your dream of home ownership a reality.

Titanium Mortgage is an approved lender for the City of Houston with extensive experience working with buyers and real estate agents to insure a smooth transition from contract to close. We work with the City of Houston in the delivery of the down payment and closing costs assistance to income eligible homebuyers in the City of Houston.


Below is a brief example of the minimum requirements:


1. US Citizen or Permanent Residence Status
2. Cannot be delinquent on:
           a. Federal taxes.
           b. Student loans.
           c. State and Local taxes. including property taxes.
           d. Student debt.
           e. Utility payments
3. Applicant’s liquid assets cannot exceed $15,000 prior to closing. There are exceptions.
4. Applicant’s income cannot exceed 80% of the area medium income.
5. Must be a first time homebuyer. (Defined as an individual who has had no ownership in a
principal residence during the three (3) year period ending on the date of purchase of the
property).
6. At least one of the occupants must complete a HUD approved First Time Homebuyer class.
7. Minimum Borrower Contribution = $350.
8. Minimum FICO = 640.


Property Requirements:

Please note that the property cannot be tenant occupied at the time the
purchase agreement is executed.

Please contact us if you would like to discuss the program and eligibility.

(713) 524-4242

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(713) 524 - 4242.

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Al enviar su información de contacto, acepta nuestros  Condiciones de uso  y nuestro  Política de seguridad y privacidad. También acepta expresamente que Titanium Mortgage, nuestro  Familia de Empresas, y potencialmente  nuestros socios hipotecarios  contactarlo acerca de su consulta por mensaje de texto o teléfono (incluido el sistema de marcación telefónica automática o una voz artificial o pregrabada) al número de teléfono residencial o celular que haya proporcionado, incluso si ese número de teléfono es corporativo, estatal o nacional. Registro de llamadas.  Al comunicarse con nosotros por teléfono, usted da su consentimiento para que las llamadas sean grabadas y monitoreadas.

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